The improvements stem from less political uncertainty over health policy, steeper than necessary increases this year, and better understanding of the markets.
health insurance
O Canada: Can a Single-Payer Health-Insurance System Work in the United States?
American support for government-run, single-payer health care, once a fringe opinion, is picking up momentum, with doctors and patients increasingly supportive,
Uninsured Rate Falls To Record Low Of 8.8%, But Florida’s Rate Still 5th Highest in U.S.
Florida’s rate of uninsured would have been lower had Gov. Rick Scott and the Florida Legislature not prevented the federally-funded expansion of Medicaid.
The GOP Senate Bill’s Hollow Promise To Protect Coverage For Preexisting Conditions
Built into the bill are loopholes for states to bypass protections and erode coverage for preexisting conditions, so insurers could cover chronically ill people but not the diseases they suffer from.
As Washington Piddles, Liberal California Forges Ahead With Universal Health Care Ideas
Organized labor and two lawmakers are leading the charge for a single, government-financed program for everyone in the state. Another legislator wants to create a commission that would weigh the best options for a system to cover everyone.
With Florida leading the Way, Obamacare Enrollment Jumps Despite Trump Threats
Despite the Affordable Care Act’s rising prices, decreased insurer participation and a vigorous political threat to its survival, consumer enrollment for 2017 is outpacing last year’s.
Those Double-Digit Health Insurance Rate Hikes in Florida? Blame State GOP.
Sen. Bill Nelson, once Florida’s insurance commissioner, reminds residents that it was the Republican state Legislature that stripped the office of insurance regulation of the authority to approve, modify or reject rate hikes by health insurance companies, thus leading to current, unacceptable rate hikes.
Pyrrhic Vanishing: Democrats Unite, But What Happened To Medicare For All?
Most health policy analysts — including those who are sympathetic to the idea — say moving from the current U.S. public-private hybrid health system to one fully funded by the government in one step is basically impossible. And that’s making a huge assumption that it could get through Congress.
Obama Renews Call for Public Option in Health Law to Compete With Private Insurers
Before the public option was dropped in 2010 many liberals hoped — and conservatives feared — that having the government provide insurance alongside private companies would be a step toward a full government-run system.
Three Changes You Can Expect In Next Year’s Obamacare Coverage
Ahead: more warning about “surprise” medical bills from out-of-network providers, more standardized out-of-pocket costs and better information about the size of the insurers’ network of doctors and hospitals.
Health Insurers Moving to Undermine Obamacare By Limiting Enrollment
major insurers are seeking to sharply limit how policies are sold to individuals in ways that consumer advocates say seem to discriminate against the sickest and could hold down future enrollment.
Sanders Revives Talk of Single-Payer System, Contrasting Differences With Clinton
Sanders’ main rival for the nomination, former Secretary of State Hillary Clinton, has criticized the plan for raising taxes on the middle class and said it is politically unattainable.
Even Liberals Should Concede:
Obamacare Is Not Working
Between the rapacity of insurers, GOP assaults and its own flaws, the Affordable Care Act is failing its promise to curb costs and make insurance coverage affordable. Republicans have no alternative. But a better one already exists.
Small Businesses to Obamacare’s SHOP Option: Not Interested
Nationally, about 85,000 people have coverage through the online marketplace known as the Small Business Health Options Program, less than a tenth of original projections.
Citing Abuse, Cigna Pulls Out of Florida Health Marketplace, Affecting 30,000 Clients
Individuals can still enroll in a Cigna plan by seeing an insurance agent. But enrollment through the Marketplace, which begins Nov. 1, is the only way to obtain tax credits that subsidize the cost of premiums.
8.8 Million More People Got Health Insurance Last Year, Largely Due to Obamacare
The increase, due to the Affordable Care Act, is unprecedented since the creation of Medicare and Medicaid 50 years ago. Expanding Medicaid–as Florida did not–would have added to the ranks of the insured even more.
Florida Doubles Rates For 36,000 KidCare Full Pay Children, and Blames Obamacare
Thousands of parents were slammed with new rates with less than a month to pay, though they’ll have a chance to leave Florida’s plan for Obamacare in a special enrollment period.
Affordable Care Act Becoming Less Affordable as Florida Insurers Prepare Big Rate Hikes
If 1.6 million more Floridians have insurance thanks to Obamacare, sticker shocks keep coming as insurers have submitted 14 rate-hike requests to state regulators.
Supreme Court Upholds Obamacare Subsidies, 6-3, Protecting Benefits For 1.3 Million Floridians
Some 1.3 million Floridians and millions more across the country will not lose their health insurance subsidies as the U.S. Supreme Court this morning ruled decisively, by a 6-3 vote, that the subsidies are legal and must remain in place, even in states that have not established their own health insurance exchanges.
More Than 1.3M Floridians May Lose Their Obamacare Subsidies, More Than Any Other State
Floridians received at least $389 million in March from the federal government to help pay for their health insurance. The subsidies are at the center of a Supreme Court case challenging the health law. The case will be decided this month.
Obamacare Mandate Be Damned: Health Plans Still Stint On Birth Control Coverage
Health insurance plans around the country are failing to provide many legally-mandated services including birth control and cancer screenings, five years after the Affordable Care Act made it a requirement.
Plan to Extend Health Insurance to 800,000 Poor Floridians Crawls Against Steep Hurdles
The new Florida Health Insurance Affordability Exchange Program, or FHIX, would assist Floridians not eligible for Medicaid in purchasing health benefits coverage and gaining access to health services.
Gripes Aside, 6,000 Palm Coast and Flagler County Residents Enrolled in Obamacare as Deadline Approaches
Brisk enrollment in Flagler County and Palm Coast is nevertheless accompanied by individuals’ continued struggles, financial and ideological, over the Affordable Care Act even as Florida leads the nation in Obamacare enrollments, with 1.3 million people, and more expected ahead of the deadline.
With 800,000 Floridians in Health Insurance Limbo, Hopes Return for Medicaid Expansion
A coalition of businesses groups, local officials and healthcare industry representatives has rolled out a plan to insure nearly one million low-income Floridians who fall in the so-called Medicaid coverage gap.
How to Easily Navigate Big Changes in Fine Print of Obamacare Plans Before Deadline
Even if you’re getting the same plan — of the nearly 2,800 health plans offered in 2014, about 1,700 of them will exist in the same form next year — their benefits may not stay the same. Here’s an easy way to figure it all out.
Obamacare Snags: He Wants To Be Insured But Still Can’t Afford It.
The law requires all Americans to carry health insurance, but despite subsidies, it isn;t a given that some workers can afford their portion of premium costs. One of those people is Leaburn Alexander
As Large Businesses Look to Dump Employees on Obamacare, Smaller Firms Snub Subsidies
Few employers are embracing a temporary Obamacare subsidy for small businesses while large businesses are hiring brokers to help them shift employees to government-subsidized plans, which the Obama administration says is illegal.
Canceled Health Insurance: Round 2 Approaching, And It’ll Cost You More
Thousands of consumers who were granted a reprieve to keep insurance plans that don’t meet the federal health law’s standards are now learning those plans will be discontinued at year’s end, and they’ll have to choose a new policy, which may cost more.
Insurers’ Latest Ploy: Shifting Costs to the Sick By Making Them Pay More For Drugs
The Affordable Care Act is designed to forbid it, but health insurers are finding a new way to extract money from policy holders with pre-existing conditions–by steering them to more expensive drugs.
Family Insurance Premiums Rise Modestly For 3rd Year, But Still Approach $17,000
While both critics and supporters of the Affordable Care Act are likely to find fodder for their positions, the report portrays 2014 as a relatively stable year for employer coverage, with little change in the type of plans offered or their costs.
1 in 6 Big Businesses Planning to Offer “Junk” Health Insurance Below ACA Standards
Many thought such low-benefit “skinny plans” would be history once the health law was implemented. Instead, 16 percent of large employers will offer lower-benefit coverage along with at least one health plan that does qualify under ACA standards.
Average Cost of Silver-Range Insurance Plans Will Decline in Florida Marketplace
About 75 percent of Floridians live in areas where the second-cheapest silver premium will actually decline, said Tasha Bradley, a spokeswoman for the federal Department of Health and Human Services.
Warts and All, Obamacare Saved Me From Bankruptcy
FlaglerLive Editor Pierre Tristam exposes his health care bills before and after Obamacare, and before and after cancer, to show how without the Affordable Care Act, he and his family would have face ruin.
Florida Blue Raising Premiums 17.6% for Exchange Policies as Obamacare Ire Spikes
A dearth of younger and healthy enrollees and a greater-than-expected surge of people seeking expensive health services are factors driving up premiums. A new polls shows disapproval of Obamacare spiking in July.
Florida Insurers Owe $41.7 Million in Rebates to Individuals and Companies, Topping Nation
The latest round of paybacks brings Florida’s three-year total from the Affordable Care Act’s rebate program to almost $220 million. This year’s rebate will average $65 per family in Florida, according to the report from the U.S. Department of Health and Human Services.
Florida Blue, State’s Biggest Health Insurer, Will Raise Rates in Response to Obamacare
Florida Blue snagged a third of all new policies under Obamacare, but rates are going up due to a lack of younger and healthy enrollees and a greater-than-expected surge in people seeking expensive health services.
Obamacare Tally: Florida Subsidies Average $3,000, But Some Families Complain of Costly Exclusion
And yet only one in four Floridians who qualifies for a subsidy had enrolled in a plan by March 1, leaving 1 million eligible residents uninsured. A mother describes how the law’s employee-insurance provision barred her family from subsidies.
As March 31 Deadline Nears: Going Without Health Insurance Will Likely Cost You At Tax Time
If you thought you could get health coverage later this year, you may not get that chance until November, which means that you’ll most likely have to pay a penalty of 1 percent of your income at tax time, even if only a single member of your family is not insured. Penalties rise in subsequent years.
How Obamacare’s Enemies Turned a Victory For Workers’ Freedom Into a “Job Killer”
The prediction that Obamacare will lead to the equivalent of 2.5 million fewer jobs has nothing to do with businesses cutting the workforce and everything to do with workers being finally free of job-lock, now that they don;t need to stay in a job to have health insurance. That’s a good, and very American, thing, not the job-killing catastrophe Obamacare’s enemies make it out to be.
In Major Shift, U.S. Chamber of Commerce Now Urges Fix, Not Repeal, of Obamacare
In 2010, the Chamber got behind a major business lawsuit to fight it at the U.S. Supreme Court. Now, in a striking about-face, the chamber says the Affordable Care Act is here to stay and should be worked on, not repealed.
Despite Florida’s Resistance, A New Era Of Health Insurance Begins for Millions
Thousands of previously uninsured Floridians woke up Wednesday morning with peace of mind for the first time in years. More than half of Florida’s nearly 4 million uninsured are projected to qualify for coverage through the Marketplace. Another million would qualify if the Florida Legislature would permit it.
Obamacare Dilemma:
High Deductibles vs. “Huge Fear”
Going without insurance “is like gambling,” says a 43-year-old social worker. But the high deductibles of Affordable Care Act plans make them a hard sell, as the plans sold on the exchange are not as generous as employer-sponsored insurance.
With 3 Weeks To Go, Consumers Fear Ending Up Without Health Coverage On New Year’s
The next three weeks are critical for consumers keen on getting health coverage as soon as the health law allows it on Jan. 1. People who desire coverage by then need to sign up in the new marketplaces no later than Dec. 23. Consumers can still enroll up to the end of March, but their coverage will begin later.
Popular and Consumer-Driven Provisions Fuel Sticker Shock of Obamacare Premiums
When setting premiums for next year, insurers baked in bigger-than-usual adjustments, driven in large part by a game-changing rule: They can no longer reject people with medical problems. It’s the double-edged sword of Obamacare–a crucial provision that comes with sticker shock for some.
Too Young for Medicare, Too Old for Medicaid, and Neglected By Affordable Health Act
While most of the uninsured will be able to get subsidized health coverage Jan. 1 under the Affordable Care Act, the poorest adults under 65 will be out of luck in many states, including Florida. Many are women in their 50s and 60s, too old to have children still at home so they can’t qualify for Medicaid. But they’re not yet 65 so they don’t qualify for Medicare, either.
Your Policy Is Cancelled: Insurers End Coverage That Falls Short of Affordable Care Act
The main reason insurers are cancelling policies offer is that they fall short of what the Affordable Care Act requires starting Jan. 1. By all accounts, the new policies will offer consumers better coverage, in some cases, for comparable cost — especially after the inclusion of federal subsidies for those who qualify.
A Confederacy of Choices: Marketplace Plans Vary Widely In Costs, In Counties And Across U.S.
Consumers shopping in the new health insurance marketplaces will face a bewildering array of competing plans in some counties and sparse options in other places, with people in some areas of the country having to pay much more for the identical level of coverage than consumers elsewhere.
Flagler Democrats Will Demonstrate For Obamacare in Front of Health Department Tuesday
The noon demonstration by the Flagler County Democratic Club marks the first day of Obamacare’s insurance exchanges, and protests Florida’s sustained opposition, and various obstacles, to the law, including the prohibition against use of local health departments to make it easier for the uninsured to get coverage.
“Junk Health Insurance,” Favored by Retailers and Restaurants, Will Survive Obamacare
Reform was supposed to do away with bare-bones health plans that could leave consumers who become seriously ill on the hook for tens of thousands of dollars in medical costs. It won’t, as plans with limited benefits may continue to be offered by some large businesses, especially those with low-paid workers such as restaurant chains and retailers.
Florida Cabinet Hypes Identity Thievery of Affordable Health Act “Navigators”
There is no danger that so-called “navigators” will steal people’s identities or feed information into a giant federal database, said Greg Mellowe, policy director for the consumer group Florida CHAIN. The group is one of the non-profits that will get a share of federal grant money for the “navigator” program.