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Posts tagged as: insurance industry

Citizens Insurance May See 6.8% Rate Hike as Water-Damage Claims Spike

| August 18, 2016

In Flagler County, 2 percent of all insured properties were insured by Citizens, or $265.7 million worth of property. That’s less than the 5 percent of properties insured statewide by Citizens.

Pyrrhic Vanishing: Democrats Unite, But What Happened To Medicare For All?

| July 18, 2016

Most health policy analysts — including those who are sympathetic to the idea — say moving from the current U.S. public-private hybrid health system to one fully funded by the government in one step is basically impossible. And that’s making a huge assumption that it could get through Congress.

Sanders Revives Talk of Single-Payer System, Contrasting Differences With Clinton

| January 24, 2016

Sanders’ main rival for the nomination, former Secretary of State Hillary Clinton, has criticized the plan for raising taxes on the middle class and said it is politically unattainable.

Hurricane Season Ends as Florida Escapes Direct Hit For 10th Straight Year

| November 28, 2015

The current streak is made even more remarkable since Florida, with its 1,260 miles of coastline, has accounted for about 40 percent of hurricane landfalls on U.S. shores in that recorded time period, according to the National Weather Service.

Even Liberals Should Concede:
Obamacare Is Not Working

| November 9, 2015

Between the rapacity of insurers, GOP assaults and its own flaws, the Affordable Care Act is failing its promise to curb costs and make insurance coverage affordable. Republicans have no alternative. But a better one already exists.

Citing Abuse, Cigna Pulls Out of Florida Health Marketplace, Affecting 30,000 Clients

| October 19, 2015

Individuals can still enroll in a Cigna plan by seeing an insurance agent. But enrollment through the Marketplace, which begins Nov. 1, is the only way to obtain tax credits that subsidize the cost of premiums.

One Way to Lessen That Pain: Insurers May Not Charge for Anesthesia in Colonoscopies

| May 17, 2015

Although the ACA health law made it clear that the colonoscopy itself must be free for patients, it didn’t spell out how anesthesia or other charges should be handled.

Why Almost 1 in 4 Floridian Driver Has No Car Insurance: Poverty

| February 28, 2015

Florida’s poverty rate is 17 percent and 23.8 of its motorists are uninsured. Uninsured drivers face stiff fines in many states, but some that have such penalties on the books often fail to enforce them.

Despite Obamacare Rules, Some Contraceptives May Still Require Co-Pay

| February 11, 2015

Even though an unplanned pregnancy would cost an insurer a lot more than the contraceptives to prevent it, some insurers still try to limit what they cover.

Gripes Aside, 6,000 Palm Coast and Flagler County Residents Enrolled in Obamacare as Deadline Approaches

| February 6, 2015

Brisk enrollment in Flagler County and Palm Coast is nevertheless accompanied by individuals’ continued struggles, financial and ideological, over the Affordable Care Act even as Florida leads the nation in Obamacare enrollments, with 1.3 million people, and more expected ahead of the deadline.

Obamacare Snags: He Wants To Be Insured But Still Can’t Afford It.

| December 3, 2014

The law requires all Americans to carry health insurance, but despite subsidies, it isn;t a given that some workers can afford their portion of premium costs. One of those people is Leaburn Alexander

Hurricane-Free For 9th Consecutive Season, Florida’s Property Insurers Now Better Braced for Catastrophe

| December 1, 2014

A single Andrew-like Hurricane could wipe out in a day what Florida has taken almost a decade to recoup, but those nine years of calm have also placed the state in a stronger position to face an eventual and inevitable catastrophic storm.

Florida Insurers Owe $41.7 Million in Rebates to Individuals and Companies, Topping Nation

| July 24, 2014

The latest round of paybacks brings Florida’s three-year total from the Affordable Care Act’s rebate program to almost $220 million. This year’s rebate will average $65 per family in Florida, according to the report from the U.S. Department of Health and Human Services.

Obamacare Tally: Florida Subsidies Average $3,000, But Some Families Complain of Costly Exclusion

| April 1, 2014

And yet only one in four Floridians who qualifies for a subsidy had enrolled in a plan by March 1, leaving 1 million eligible residents uninsured. A mother describes how the law’s employee-insurance provision barred her family from subsidies.

Florida Lawmakers Would Stiffen Penalties On Insurers Discriminating Against Gun Owners

| February 5, 2014

Insurance companies could face tougher penalties if they impose higher rates, refuse to issue or cancel auto or homeowner policies due to gun ownership, under a measure backed by a House committee Tuesday.

In Major Shift, U.S. Chamber of Commerce Now Urges Fix, Not Repeal, of Obamacare

| February 1, 2014

In 2010, the Chamber got behind a major business lawsuit to fight it at the U.S. Supreme Court. Now, in a striking about-face, the chamber says the Affordable Care Act is here to stay and should be worked on, not repealed.

With 3 Weeks To Go, Consumers Fear Ending Up Without Health Coverage On New Year’s

| December 2, 2013

The next three weeks are critical for consumers keen on getting health coverage as soon as the health law allows it on Jan. 1. People who desire coverage by then need to sign up in the new marketplaces no later than Dec. 23. Consumers can still enroll up to the end of March, but their coverage will begin later.

Popular and Consumer-Driven Provisions Fuel Sticker Shock of Obamacare Premiums

| November 7, 2013

When setting premiums for next year, insurers baked in bigger-than-usual adjustments, driven in large part by a game-changing rule: They can no longer reject people with medical problems. It’s the double-edged sword of Obamacare–a crucial provision that comes with sticker shock for some.

Your Policy Is Cancelled: Insurers End Coverage That Falls Short of Affordable Care Act

| October 21, 2013

The main reason insurers are cancelling policies offer is that they fall short of what the Affordable Care Act requires starting Jan. 1. By all accounts, the new policies will offer consumers better coverage, in some cases, for comparable cost — especially after the inclusion of federal subsidies for those who qualify.

Family Insurance Premiums Rise 4% for 2nd Year, Still More Than Double Inflation Rate

| August 20, 2013

With average family plan premium topping $16,000 for the first time, with workers paying on average $4,565, workers will feel an increased pinch: More than a third have annual deductibles of at least $1,000 before insurance kicks in, while wages continue to grow far more slowly than health insurance costs.

Florida’s Self-Insured Not Likely to See Premiums Drop Much as a Result of Obamacare

| July 22, 2013

New York’s announcement last week that insurance premiums would drop 50 percent next year for individuals buying their own coverage in new online marketplaces made good talking points for proponents of the health law, but consumers in most states are unlikely to see similar savings.

Some 600,000 Floridians Getting Rebates from Insurers Not Complying With Health Care Law

| July 17, 2013

Because insurers are overspending on profits and administration instead of medical care, the amount that must be refunded in this state by Aug. 1 tops $54 million. That’s only half of what insurers had to pay in rebates to Floridians last year. Nationally, insurers are refunding $504 million.

Florida Supreme Court Again Hammers Insurance Industry in Three Rulings

| July 4, 2013

Florida Supreme Court justices ruled against insurance companies and in favor of policyholders and medical providers. The cases divided the court and, ultimately, all had financial implications for insurers and the other parties.

Registering Your Car Will Cost $12 Less as Lawmakers Plan End to Insurers’ Tax Credit

| March 29, 2013

The Senate Appropriations Committee unanimously approved a bill Thursday lowering motor vehicle fees in exchange for repealing an insurance tax credit, turning aside protests from the insurance industry that the measure would hurt a thriving business.

Medicare Advantage Works As Long As You’re Healthy, But Boots Off Neediest Patients

| February 4, 2013

People leaving medicare Advantage for traditional Medicare are have higher levels of significant health problems, fueling concerns that the private plans cater to more profitable, healthy beneficiaries but don’t provide the most attractive care for the very ill.

Journey for Nahirny: A Walk-A-Thon to Benefit JoAnn Nahirny Friday at Matanzas

| December 6, 2012

A fund-raiser is being organized by the Flagler County Educators Association and the Matanzas High School Student Government Association on Mr.s Nahirny’s behalf Friday, Dec. 7, at Matanzas High School, from 2:30 to 5:30 p.m.

Tumor Gone, Staples Removed, Humor and Grit Intact: A Teacher Returns to Matanzas

| December 6, 2012

On medical leave for cancer treatment since September, Jo Ann Nahirny describes in harrowing and moving detail her final medical hurdles and clearances before deciding to return to her classroom almost a month early, on Dec. 10.

Low Premiums, High Deductibles, Higher Risks: The Health Plan Gamble

| November 13, 2012

The gamble of lower health premiums in exchange for higher deductibles is appealing, but people are losing the gamble and getting stuck with insurmountable expenses even as high-deductible plans are becoming more frequent by default.

Ripped from Her Trenches, a Teacher Mobilizes for Months of Cancer Combat, and Anguish

| September 16, 2012

From feeling like a human easel to a convicted felon, Matanzas teacher Jo Ann Nahirny takes us step by step through the anguish of preparing for cancer treatment and its implications–physical, financial, emotional and spiritual.

A Health Care Deal out of Arab Bazars

| December 20, 2009

For all the missteps, for all of Obama’s prevarications and defanged tactics, the end result will (should the bill pass) vindicate whatever he did, however he did it. What was bound to be a colossal battle turned out to unravel the worst and little of the best about America.

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