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Affordable Care Act

Far More Than Stimulus Checks: Premiums Will Fall for Many in Biggest Obamacare Revamp in 10 Years

March 10, 2021 | FlaglerLive | 3 Comments

They;'re being heard: a pro-Affordable Care Act demonstration in Palm Coast, near AdventHealth Palm Coast hospital, in 2017. (© FlaglerLive)

The proposal would ensure no one who buys insurance on the exchanges pays more than 8.5% of income. It is part of the $1.9 trillion covid relief bill. But the Affordable Care Act revamp, largest in a decade, would expire in 2022.

The ACA Marketplace Is Open Again for Insurance Sign-Ups. Here’s What You Need to Know.

February 17, 2021 | FlaglerLive | Leave a Comment

Access, not privilege. (© FlaglerLive)

In January, President Joe Biden signed an executive order to open up the federal health insurance marketplace for three months as of Monday so uninsured people can buy a plan and those who want to change their marketplace coverage can do so.

Obamacare Premiums Will Fall 4% and Number of Insurers Will Increase By a Third

October 27, 2019 | FlaglerLive | 3 Comments

obamacare premiums

The news comes despite the Trump administration’s persistent attempts to undermine the Affordable Care Act, which created the market with the goal of providing comprehensive health coverage at affordable prices and reducing the number of Americans without health insurance.

Federal Judge Strikes Down Entire Affordable Care Act, Putting Law In Peril–Again

December 15, 2018 | FlaglerLive | 12 Comments

Florida's Pam Bondi is among the attorneys general challenging the Affordable Care Act. (Rick Scott)

Judge Reed C. O’Connor struck down the law, siding with Republican state attorneys general to say the tax bill passed by Congress last December effectively rendered the entire health law unconstitutional.

Obamacare Participants in Florida Will See Lowest Premium Increase In 8 Years

August 30, 2018 | FlaglerLive | 7 Comments

Some people are sleeping more soundly now. (Tiago Costa)Some people are sleeping more soundly now. (Tiago Costa)

The rate increases are some of the lowest ever requested by Florida insurance companies since the federal health law passed in 2010.

Ding Dong! The Obamacare Tax Penalty Is(n’t) Dead–Not Until 2019

February 28, 2018 | FlaglerLive | 7 Comments

obamacare affordable care act taxes

That means you still will owe an Obamacare tax penalty if you didn’t have health insurance or an exemption from the mandate in 2017. The same holds true for this year.

For All The Talk Of Obamacare Imploding, ACA Enrollment Is “Remarkably Stable”

February 12, 2018 | FlaglerLive | 1 Comment

The Affordable Care Act that bears Obama's name is still ticking healthily. (BU Interactive News)

ACA plan enrollment ticked downward this year but states running their own marketplaces saw slight gains and did better than those relying on the federal exchange.

Despite Compressed Sign-Up Period, ACA Enrollment Nearly Matches Last Year’s

December 27, 2017 | FlaglerLive | 14 Comments

'Do you think this window sticker will still be there 10 years from now?,' Rich Menga, who took this shot, asks.

A day after Trump said the Affordable Care Act “has been repealed,” 8.8 million Americans had signed up for coverage on the federal insurance exchange in 2018.

Obamacare Enrollment Opens Wednesday For 5th Year: 5 Things You Should Know

October 31, 2017 | FlaglerLive | 9 Comments

donald trump and barack obama obamacare

Despite the efforts of President Donald Trump and the Republican-led Congress, the Affordable Care Act is still the law of the land. But there are changes.

Trump Blows Up Obamacare Subsidies: What You Need To Know

October 13, 2017 | FlaglerLive | 23 Comments

Donald Trump ends subsidies by executive order. (Mark Nozell)

Some of Trump’s actions could have an immediate effect on the enrollment for 2018 ACA coverage that starts Nov. 1. Here are five things you should know.

That Last-Ditch Effort By Republicans To Replace ACA: What You Need To Know

September 21, 2017 | FlaglerLive | 8 Comments

Even he doesn't look convinced, or convincing. (Marc Nozell)

While the chances for this last-ditch measure appear iffy, many GOP senators are rallying around a proposal that would repeal most of the ACA.

Uninsured Rate Falls To Record Low Of 8.8%, But Florida’s Rate Still 5th Highest in U.S.

September 17, 2017 | FlaglerLive | 4 Comments

Why not Medicare for all?

Florida’s rate of uninsured would have been lower had Gov. Rick Scott and the Florida Legislature not prevented the federally-funded expansion of Medicaid.

Next Stations of the Cross In Obamacare’s Near-Death Experiences: Debate and Amendments

July 26, 2017 | FlaglerLive | 5 Comments

obamacare

Senators are limited to 20 hours of debate, following which numberless amendments may be introduced–but not debated. It may get messy and difficult to follow.

Patriotic Millionaire: There’s No ‘Free Market’ Solution to Health Care

July 22, 2017 | FlaglerLive | 26 Comments

free market health care poverty

Republican leaders claim they want affordable access to quality health care for all. It can’t be done by lowering taxes on businesses and the rich and letting the market run it all.

Latest Republican Health Bill Cuts Costs At Expense of People With Pre-Existing Conditions

July 17, 2017 | FlaglerLive | 13 Comments

It's turning into Cruzcare. (Jamelle Boule)

The proposal would let insurers sell health coverage outside the ACA exchanges with no provisions for prescription drugs, mental illness, hospitalization or almost any other benefit.

In Palm Coast, A Small Protest Against GOP Health Bill Echoes Myriad Anxieties of Flesh and Blood

June 27, 2017 | FlaglerLive | 47 Comments

A few of today's protesters on State Road 100 by the Florida Hospital Flagler entrance: from left, Pat Ferraro, Nancy Nally, and Nally's 14-year-old daughter, Bridget. Click on the image for larger view. (© FlaglerLive)

It wasn’t a large protest but every person gathered in support of Obamacare had a story to tell that looked past ideology to the human beings behind the numbers, and all those stories were local.

The GOP Senate Bill’s Hollow Promise To Protect Coverage For Preexisting Conditions

June 25, 2017 | FlaglerLive | 13 Comments

It's making them sick. (Ted Eytan)

Built into the bill are loopholes for states to bypass protections and erode coverage for preexisting conditions, so insurers could cover chronically ill people but not the diseases they suffer from.

Time Is Running Out For “Repeal and Replace” As Scandal and Summer Loom

May 22, 2017 | FlaglerLive | 12 Comments

capitol aca

Budget procedures, the fact that half the states’ legislatures have already adjourned is making it almost impossible for Congress to fit repeal of the Affordable Health Act just yet.

GOP Plan Scraps Individual Mandate Only to Create New, 30% Penalty For Laggards

March 23, 2017 | FlaglerLive | 9 Comments

Paul Ryan's version of Obamacare does not eliminate penalties so much as it redefines them. (Tony Alter)

The GOP approach is called a “continuous coverage” penalty. It increases premiums for people who buy insurance if they have gone 63 consecutive days without a policy during the past 12 months.

Lawmakers’ Letters to Constituents on Health Care Are Full of Lies and Misinformation

March 22, 2017 | FlaglerLive | 10 Comments

Pathological lying is epidemic in the debate to 'repeal and replace' the Affordable Care Act. (Phil Konstantin)

As the GOP tries to rewrite–or “repeal and replace–the Affordable Care Act, lawmakers in both parties are incorrectly citing statistics, making false claims and leaving out important context in letters to constituents.

Ron DeSantis’s First Principle: Do Harm

March 10, 2017 | FlaglerLive | 56 Comments

The author's required radiation mask. (© FlaglerLive)

Obamacare repealer Rep. Ron DeSantis, whose congressional district includes Flagler, has a solution for cancer patients without insurance: the emergency room. A few corrections are in order.

Support for Obamacare Reaches Record, Putting Repeal-Minded Lawmakers In a Bind

February 25, 2017 | FlaglerLive | 19 Comments

obamacare poll

Overall support for the health law ticked up to 48 percent in February, the highest point since shortly after it passed in 2010. That was a 5-point increase since the last poll in December.

From Women’s Ob-Gyn Rights to ER Cost Controls, 6 Items That Could Disappear With Obamacare Repeal

January 12, 2017 | FlaglerLive | 4 Comments

The workplace requirement for breast-feeding rooms is among those that may be repealed with the Affordable Care Act. (Paxye)

Some of these Obamacare measures enjoy broad support and are taken for granted even though people often don’t realize they spring from the Affordable Care Act, which Republicans are working to repeal.

Health Insurers Moving to Undermine Obamacare By Limiting Enrollment

February 8, 2016 | FlaglerLive | 17 Comments

health care reform open enrollment

major insurers are seeking to sharply limit how policies are sold to individuals in ways that consumer advocates say seem to discriminate against the sickest and could hold down future enrollment.

Even Liberals Should Concede:
Obamacare Is Not Working

November 9, 2015 | FlaglerLive | 43 Comments

obamacare failing

Between the rapacity of insurers, GOP assaults and its own flaws, the Affordable Care Act is failing its promise to curb costs and make insurance coverage affordable. Republicans have no alternative. But a better one already exists.

Small Businesses to Obamacare’s SHOP Option: Not Interested

November 5, 2015 | FlaglerLive | 3 Comments

obamacare shop option

Nationally, about 85,000 people have coverage through the online marketplace known as the Small Business Health Options Program, less than a tenth of original projections.

Citing Abuse, Cigna Pulls Out of Florida Health Marketplace, Affecting 30,000 Clients

October 19, 2015 | FlaglerLive | 5 Comments

cigna health care insurance marketplace florida

Individuals can still enroll in a Cigna plan by seeing an insurance agent. But enrollment through the Marketplace, which begins Nov. 1, is the only way to obtain tax credits that subsidize the cost of premiums.

2.8 Million Floridians Still Uninsured Even as Just 20% Fall in Medicaid Gap

October 14, 2015 | FlaglerLive | 3 Comments

florida uninsured

It’s 1.1 million fewer than in 2013, but almost a third of the uninsured are eligible for Obamacare but haven’t enrolled, 15% have chosen not to enroll in employee-provided health care, and the rest are uninsured for a variety of other reasons.

Affordable Care Act Becoming Less Affordable as Florida Insurers Prepare Big Rate Hikes

July 20, 2015 | FlaglerLive | 38 Comments

affordable care act obamacare insurance increase

If 1.6 million more Floridians have insurance thanks to Obamacare, sticker shocks keep coming as insurers have submitted 14 rate-hike requests to state regulators.

Supreme Court Upholds Obamacare Subsidies, 6-3, Protecting Benefits For 1.3 Million Floridians

June 25, 2015 | FlaglerLive | 37 Comments

barack obama obamacare

Some 1.3 million Floridians and millions more across the country will not lose their health insurance subsidies as the U.S. Supreme Court this morning ruled decisively, by a 6-3 vote, that the subsidies are legal and must remain in place, even in states that have not established their own health insurance exchanges.

One Way to Lessen That Pain: Insurers May Not Charge for Anesthesia in Colonoscopies

May 17, 2015 | FlaglerLive | 12 Comments

colonoscopy anesthesia insurance

Although the ACA health law made it clear that the colonoscopy itself must be free for patients, it didn’t spell out how anesthesia or other charges should be handled.

Obamacare Mandate Be Damned: Health Plans Still Stint On Birth Control Coverage

May 4, 2015 | FlaglerLive | 13 Comments

contraception coverage obamacare affordable care act

Health insurance plans around the country are failing to provide many legally-mandated services including birth control and cancer screenings, five years after the Affordable Care Act made it a requirement.

Subsidies For 1.4 Million Floridians In the Balance: What You need To Know as ACA Heads Back to Court

March 4, 2015 | FlaglerLive | 22 Comments

Florida has the largest number of people enrolled in Obamacare, more than 1.4 million of whom will lose their subsidies should the court rule the provision illegal. The case is argued Wednesday.

1.6 Million Floridians, 6,000 in Flagler, May Lose Health Subsidies: Supreme Court Decides

February 26, 2015 | FlaglerLive | 14 Comments

Subsidies may be lost for 90 percent of ACA participants if the U.S. Supreme Court rules that residents of states like Florida, which have no health marketplace of their own, may not qualify for federal subsidies. The Supreme Court hears arguments in the case next week.

Obamacare Enrollment Will Re-Open From March 15 to April 30 For Penalized Tax Filers

February 23, 2015 | FlaglerLive | 4 Comments

The Obama administration will allow a special health law enrollment period from March 15 to April 30 for consumers who realize while filling out their taxes that they owe a fee for not signing up for coverage last year.

Despite Obamacare Rules, Some Contraceptives May Still Require Co-Pay

February 11, 2015 | FlaglerLive | 7 Comments

Even though an unplanned pregnancy would cost an insurer a lot more than the contraceptives to prevent it, some insurers still try to limit what they cover.

Obamacare’s Insurance Subsidies: The U.S. Supreme Court at Stake

February 5, 2015 | FlaglerLive | 2 Comments

The U.S. Supreme Court in March will hear arguments in a case, King v. Burwell, that will decide whether in states like Florida, which do not have health care marketplaces of their own, people ensured under Obamacare may receive federal subsidies. If the Supreme Court rules that the subsidies are illegal, individuals will lose those […]

For 1 Million Floridians, Health Insurance Again in the Balance as Supreme Court Rethinks Subsidies

November 10, 2014 | FlaglerLive | 8 Comments

Enrollment and subsidies, along with provisions such as the prohibition on excluding people with pre-existing conditions, are now at risk, because once again, the Supreme Court will decide whether the Affordable Care Act lives or dies.

Insurers’ Latest Ploy: Shifting Costs to the Sick By Making Them Pay More For Drugs

September 18, 2014 | FlaglerLive | 7 Comments

The Affordable Care Act is designed to forbid it, but health insurers are finding a new way to extract money from policy holders with pre-existing conditions–by steering them to more expensive drugs.

Florida’s Obamacare Enrollment Projected To Rise to 1.1 Million by Next Year

September 2, 2014 | FlaglerLive | 2 Comments

The number of Floridians enrolled in individual health plans under the Affordable Care Act in June was 866,485, with a 23 percent increase projected by 2015.

In Florida and Elsewhere, Obamacare Still GOP’s Favored Bait Even as Repeal Talk Fades

August 25, 2014 | FlaglerLive | 3 Comments

Rather than just calling for repeal, Republican candidates focus on arguments about how the law is hurting consumers, government budgets or the economy even as millions of Americans have gained coverage under the Affordable Care Act.

Average Cost of Silver-Range Insurance Plans Will Decline in Florida Marketplace

August 11, 2014 | FlaglerLive | 2 Comments

silver insurance premiums obamacare

About 75 percent of Floridians live in areas where the second-cheapest silver premium will actually decline, said Tasha Bradley, a spokeswoman for the federal Department of Health and Human Services.

Warts and All, Obamacare Saved Me From Bankruptcy

August 10, 2014 | FlaglerLive | 32 Comments

The light at Shands's Davis Cancer Center that cost the author $3,000 every time it went on, with him on the table. It lit up here for the last time for him in mid-April, after 35 treatments, none of which would have been affordable without Obamacare. (© FlaglerLive)

FlaglerLive Editor Pierre Tristam exposes his health care bills before and after Obamacare, and before and after cancer, to show how without the Affordable Care Act, he and his family would have face ruin.

In a Major Blow to Obamacare, Court Rules Health Insurance Subsidies Illegal in 36 States, Including Florida; 2nd Court Disagrees

July 22, 2014 | FlaglerLive | 23 Comments

The decision is a potentially fatal blow to the Affordable Care Act, but it conflicts with an opposite conclusion by a different appeals court on the same day. In Florida, 91 percent of those enrolled get an average monthly subsidy of $278 a month. Most could not afford the premiums without the subsidies, which would disappear if the decision sticks.

Florida Inverse: 2nd Highest Level of Uninsured, Dead Last in Affordable Care Grants

July 16, 2014 | FlaglerLive | 6 Comments

Judging by the grant totals of other states, Florida appears to have forfeited at least $100 million and possibly $300 million or more, not even including $51 billion the state is forfeiting by saying no to Medicaid expansion.

For Floridians, Affordable Care Act Lives Up To Its Name: Average Monthly Premium Is $68

June 19, 2014 | FlaglerLive | 11 Comments

The $68 a month average premium is considerably less than the national average of $82. The plans are subsidized through tax credits taken in advance. Ninety-one percent of those who enrolled in Florida received the financial help, averaging $278 a month.

Obamacare Enrollment Surging in Florida Despite Resistance from State Officials

February 18, 2014 | FlaglerLive | 20 Comments

By the end of January, nearly 300,000 Floridians had enrolled in a new health plan through Obamacare — a surge that left most other states in the dust, despite state officials’ opposition to the Affordable Care Act and the relative scarcity of helpers available.

How Obamacare’s Enemies Turned a Victory For Workers’ Freedom Into a “Job Killer”

February 9, 2014 | FlaglerLive | 50 Comments

marc chagall over vitebsk

The prediction that Obamacare will lead to the equivalent of 2.5 million fewer jobs has nothing to do with businesses cutting the workforce and everything to do with workers being finally free of job-lock, now that they don;t need to stay in a job to have health insurance. That’s a good, and very American, thing, not the job-killing catastrophe Obamacare’s enemies make it out to be.

In Major Shift, U.S. Chamber of Commerce Now Urges Fix, Not Repeal, of Obamacare

February 1, 2014 | FlaglerLive | 1 Comment

The U.S. Chamber of Commerce's Thomas Donohue doesn't see repeal of Obamacare as a realistic option. (Facebook)

In 2010, the Chamber got behind a major business lawsuit to fight it at the U.S. Supreme Court. Now, in a striking about-face, the chamber says the Affordable Care Act is here to stay and should be worked on, not repealed.

Hendry County, With Highest Uninsured Rate in Florida, Sees Little Impact From Obamacare

January 27, 2014 | FlaglerLive | 8 Comments

U.S. Sugar's Clewiston Factory is one of the biggest sugar producing factories in the country and the primary employer in the area with more than 1,600 workers. (C-Monster)

Thirty-five percent of Hendry County’s 33,000 residents under 65 lack health insurance, but nearly a month after the health law’s expansion of coverage began, local health officials say little has changed for most uninsured residents.

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