Expanding the use of such accounts, greatly favored by Wall Street, is part of almost every GOP replacement plan under consideration on Capitol Hill. But less well off people and the sick would not likely benefit.
health savings accounts
Some 600,000 Floridians Getting Rebates from Insurers Not Complying With Health Care Law
Because insurers are overspending on profits and administration instead of medical care, the amount that must be refunded in this state by Aug. 1 tops $54 million. That’s only half of what insurers had to pay in rebates to Floridians last year. Nationally, insurers are refunding $504 million.
Low Premiums, High Deductibles, Higher Risks: The Health Plan Gamble
The gamble of lower health premiums in exchange for higher deductibles is appealing, but people are losing the gamble and getting stuck with insurmountable expenses even as high-deductible plans are becoming more frequent by default.